Finance & Profitability
Working Capital Management
ZELVU Business's structured Working Capital Management programme combines concept clarity, implementation frameworks, practical business examples, measurable action plans and AI-supported guidance for entrepreneurs and professionals.
- ✓ 9 weeks · 34 lessons
- ✓ 12-month access
- ✓ AI Business Tutor
- ✓ Activates automatically after ICICI Bank confirms payment
- ✓ Bank financing assistance
Questions first? Talk to the Business Counsellor · See all 34 lessons
What you will work on
- ✓Seeing your working capital: the cycle, the numbers and the requirement
- ✓Receivables: selling on credit without financing your customers
- ✓Inventory, payables and GST timing: the other levers of the cycle
- ✓Financing, growth and running a working capital system
- ✓Applied practice, case studies and revision
Who should consider it
- •Founders, MSMEs, professionals and learners interested in the relevant business pathway
- •Programme selection should match the learner's business stage and implementation goal
Full curriculum
8 modules · 34 lessons
Every core lesson follows the same teaching flow: what you need to know, a step-by-step method, a worked Indian business example, a ready-to-use template, common mistakes, a 20-minute action task and a prompt for the AI Business Tutor.
Start here — How to get results from this programmeOrientation, key terms, your baseline, the learning method and the completion standard.7 lessons
- Start here 01 — How this programme works🔒
- Start here 02 — Key terms in plain language🔒
- Start here 03 — Your business baseline🔒
- Start here 04 — The learning method: read, apply, measure🔒
- Start here 05 — First-week action workbook🔒
- Start here 06 — Progress checklist and completion standard🔒
- Start here 07 — Keeping your knowledge current🔒
Module 1 — Seeing your working capital: the cycle, the numbers and the requirementCore concepts, diagnosis, market logic and programme-specific strategic foundations.4 lessons
- 01 — The working capital cycle in rupees: current assets, current liabilities and where your cash gets stuckFree preview
- 02 — Measuring your cash conversion cycle correctly: debtor days, inventory days and creditor days from your own books🔒
- 03 — Estimating your working capital requirement: the operating-cycle method, the turnover method and planning for next year's growth🔒
- 04 — Working capital policy and the matching principle: permanent versus seasonal needs, and how conservative or aggressive to be🔒
Module 2 — Receivables: selling on credit without financing your customersCustomer understanding, acquisition, conversion, channels and relationship growth applied to this programme.4 lessons
- 05 — Setting a customer credit policy: credit limits, credit periods and a simple scoring sheet for new and existing buyers🔒
- 06 — Invoicing that gets paid: PO matching, delivery proof, e-invoicing and dispute-proof documentation🔒
- 07 — Collections as a system: ageing buckets, a follow-up calendar, escalation steps and your MSME delayed-payment rights🔒
- 08 — Pricing credit: cash discounts, late-payment terms, advances and milestone billing, and the real cost of each option🔒
Module 3 — Inventory, payables and GST timing: the other levers of the cycleEconomics, cash discipline, metrics, operational execution, risk and compliance applied to this programme.4 lessons
- 09 — Inventory as working capital: ABC and FSN analysis, stock days by category and releasing cash from slow and dead stock🔒
- 10 — Reorder points, safety stock and order quantities: buying enough without buying too much🔒
- 11 — Managing payables responsibly: negotiating supplier terms, a payment calendar, early-payment discounts and the MSME rules when you are the buyer🔒
- 12 — GST as a working capital item: input tax credit timing, supplier compliance, the 180-day rule and export refunds🔒
Module 4 — Financing, growth and running a working capital systemSystems, automation, AI-assisted execution and a practical 30/90-day implementation roadmap.4 lessons
- 13 — Funding the gap at the lowest cost: comparing cash credit, TReDS, supplier credit, customer advances and short-term loans rupee for rupee🔒
- 14 — Growth, big orders and seasonal peaks: spotting overtrading and stress-testing working capital before you say yes🔒
- 15 — Your working capital dashboard: weekly and monthly measures, targets, owners and a 30-minute review rhythm🔒
- 16 — Automating working capital with Tally, Zoho Books, spreadsheets and AI: ageing exports, reminders, stock alerts and your 90-day cash release plan🔒
Applied practice, case studies and revisionWorked scenarios, common mistakes and a timed mock3 lessons
- Working capital: worked case studies and applied scenarios🔒
- Working capital: common mistakes, misconceptions and self-check Q&A🔒
- Working capital: revision sheet and self-test with answer key🔒
Practice Lab — Release cash from your working capital cycleDiagnostic, case analysis, implementation assignment and capstone self-evaluation.4 lessons
- Practice 01 — Measure your cycle: DSO, DIO, DPO, cash conversion cycle and working capital requirement from your own books🔒
- Practice 02 — Case analysis: diagnose and fix the working capital squeeze at a Ludhiana hosiery manufacturer🔒
- Practice 03 — Redesign your terms and norms: credit policy, customer terms, stock norms and supplier terms, with the cash released calculated🔒
- Practice 04 — Capstone: your working capital playbook, funding ladder and 90-day cash release plan🔒
Programme guide — Plan, decide and reviewStudy plan, decision framework, accuracy protocol and the 30-day review.4 lessons
- Programme guide 01 — Map, outcomes and study plan🔒
- Programme guide 02 — From concepts to decisions🔒
- Programme guide 03 — Accuracy: verifying rules and figures🔒
- Programme guide 04 — 30-day review and next steps🔒
Unlock all 34 lessons with 12-month access and the AI Business Tutor.
Enrol now · ₹9,999Before you choose a programme
Which programme should I choose?
Choose a focused programme for one defined business problem. Consider Growth Partner when you need to work across several business functions over the year. The free Business Diagnostic and the Business Counsellor can help you narrow it down.
How do I pay and when does access start?
Click Enrol now on any programme, sign in or create your free Business LMS account, and pay the one-time fee on the company checkout through ICICI Bank’s secure page. Access activates automatically after ICICI Bank confirms the payment — usually within minutes. If the bank's confirmation is delayed, support helps. Payments are collected by Lex Orbis Education (OPC) Private Limited.
Can I pay in instalments or EMI?
ZELVU Business does not offer instalments or EMI: every programme fee is paid in full, upfront. If you would like a bank or NBFC to finance the fee, apply on the Fees & Bank Financing page. The lender assesses your application, completes KYC and shows its own loan terms before you sign; if it approves, it pays ZELVU the full programme fee, your programme unlocks for its full access period, and you repay the lender under its agreement. Approval is the lender's decision and is not guaranteed.
Is this a subscription or a loan?
Neither. Every fee is a one-time complete programme fee with a fixed access period and no automatic renewal. ZELVU Business is not a lender: if a bank finances your fee, the loan is between you and the lender, on its terms. The programme fee is the same either way.
How does the 3-day free trial work?
Create a free account and explore the Business LMS, reading material, AI tutor and tools for 3 days with no payment details. One trial per account. The trial does not create a paid enrolment and nothing is charged when it ends.
What is the difference between learning pace and access period?
The learning pace (shown on each programme page) is the guided schedule for finishing the lessons and implementation tasks. Access is 12 months from activation, so you can revisit the material and tools well after you finish.
Can I get help choosing without paying?
Yes. Use the free diagnostic, ask the Business Counsellor, or send an enquiry and choose Admission updates. An enquiry never reserves a place or charges anything.
Are revenue, customers or funding guaranteed?
No. These are educational and business-support programmes. Outcomes depend on your business, implementation and market conditions. AI guidance can be wrong and does not replace regulated professional advice.
Need help choosing?
Run the Business Diagnostic if you are not sure which pathway matches the current constraint. If your needs move across several functions, compare the Growth Partner 12-month all-access programme.
One-time fee
₹9,999